|
Designed For
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Those who prefer basic checking
with no per-check charges, monthly
service fee, or minimum balance required
|
Customers who want to maximize
their overall personal banking relationship
at Washington Trust
|
Customers who want to earn interest
|
|
Interest Paid
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None
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Yes, rate increases as balance
grows
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Yes, on entire collected balance
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|
Monthly Maintenance Fee
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None
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None when a $10,000 minimum monthly ledger balance is maintained in combined deposits (personal checking, savings, money markets, and/or CDs); otherwise $20.
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None if a $1,000 ledger balance is maintained or an average ledger balance of $2,500 is maintained during the statement cycle; otherwise $7.50.
|
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Additional Features
|
- Check Safekeeping required
- Free VISA debit card - choose Earn on Us™ or Debit Rewards
- Free OnLine bill payment
- No annual fee on credit cards - VISA Platinum Rewards or MasterCard (subject to credit approval)
- No annual or origination fee on Personal and Equity CreditLines(subject to credit approval)
- Bonus rates on CDs
- Overdraft Protection from a savings, money market, credit card or Personal CreditLine (Credit card and CreditLine are subject to credit approval. Cash advance fees apply to CreditLine)
- Priority Service - unlimited access to your account information 24-hours a day
- Customers 62+ receive first order of image wallet-style checks and a 50% discount on future orders
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- 5 free non-WTB ATM
withdrawals
per month, unless otherwise noted
- Free image wallet-style
checks
- Debit card with VIP ATM withdrawl limit of $500 per day or Debit Rewards Plus Card
- Free check images
provided
with statement
- Overdraft protection
from
savings or CreditLine (cash advance
fees apply to CreditLine and Creditline
is subject to credit approval)
- Free 3 x 5 Safe Deposit
Box,
where available
- Free cashiers checks
- Free travelers checks
- Free VISA debit card - choose Earn on Us™ or Debit Rewards
- Free OnLine bill payment
- No annual fee on credit
cards - VISA Platinum Rewards or
MasterCard
(subject to credit approval)
- No annual or origination
fee
on Personal and Equity CreditLines
(subject
to credit approval)
- Bonus rates on CDs
- Overdraft Protection
from
a savings, money market, credit
card or Personal CreditLine (Credit
card
and CreditLine are subject to credit
approval. Cash advance fees apply
to CreditLine)
- Priority Service - unlimited
access
to your account information 24-hours
a day
- Customers 62+ receive
first
order of image wallet-style checks
and a 50% discount on future orders
|
- Free VISA debit card - choose Earn on Us™ or Debit Rewards
- Free OnLine
bill payment
- No annual
fee on credit
cards - VISA Platinum Rewards or
MasterCard
(subject to credit approval)
- No annual
or origination
fee
on Personal
and Equity
CreditLines
(subject
to credit approval)
- Bonus rates
on CDs
- Overdraft
Protection
from a savings,
money market,
credit card
or Personal
CreditLine
(Credit card
and CreditLine
are subject
to credit approval.
Cash advance
fees apply
to CreditLine)
- Priority
Service - unlimited
access
to your account
information
24-hours
a day
- Customers
62+ receive
first
order of image
wallet-style
checks
and a 50% discount
on future orders
|
