All of our Certificates of Deposit:

• Are automatically renewable to save you time and paperwork.
• Can be printed on your monthly checking statement for your convenience.
• $1,000 minimum opening deposit required.

Fixed Rate Certificates

For the investor who wants to lock in a guaranteed rate.

• Interest is fixed to maturity and compounded daily.
• Maturities are available from 7 days to 5 years.

Flexible Certificates

If you want more from a CD, this variable-rate option lets you take advantage of current market conditions.

• Interest is compounded daily.
• 12-month maturity.
• Interest rate is set monthly and is based on the 3-month T-Bill Average Auction Discount Rate plus at least 1/8%.
• Add $500 or more to your certificate at any time, or use automatic deposit to make additions of $50 or more.

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